Terms and Conditions Opes Trust legals
Definitions
Francois Meyer
Last Update 5 months ago
1. Definitions: This section will define key terms used throughout the document, such as "financial advisor," "client," "services," and "fees."
2. Scope of Services: This section will outline the specific services that the financial advisor will provide to the client. It may include investment advice, financial planning, retirement planning, tax planning, and other related services.
3. Responsibilities: This section will clarify the responsibilities of both the financial advisor and the client. It may include the advisor's duty to act in the best interest of the client, maintain confidentiality, disclose any conflicts of interest, and comply with applicable laws and regulations.
4. Fees and Payment: This section will detail the fees charged by the financial advisor for their services. It may include information on the calculation of fees, payment terms, and any additional charges or expenses that may be incurred.
5. Confidentiality: This section will outline the obligations of the financial advisor to keep client information confidential and may include provisions related to data protection and privacy laws.
6. Termination: This section will outline the conditions under which either party can terminate the agreement. It may include provisions for termination by either party with or without cause, notice periods, and any applicable fees or penalties.
7. Complaints and Dispute Resolution: This section will provide information on how complaints or disputes will be handled. It may include steps to escalate concerns, mediation or arbitration procedures, and the jurisdiction or governing law that applies.
8. Disclosure of Information: This section will require the financial advisor to disclose any material information that could reasonably affect the client's decision-making process. This may include information about the advisor's qualifications, experience, affiliations, and any potential conflicts of interest.
9. Risk Disclosure: This section will outline the risks associated with investing or following the financial advice provided by the advisor. It may include warnings about market volatility, potential losses, and the importance of diversification.
10. Limitation of Liability: This section will limit the financial advisor's liability for any losses or damages incurred by the client. It may specify the extent of liability, exclusions, and any applicable indemnification provisions.
11. Amendments: This section will outline the process for making amendments or modifications to the terms and conditions. It may require written consent from both parties and specify that any amendments must be in writing to be valid.
12. Governing Law and Jurisdiction: This section will specify the governing law that applies to the terms and conditions and any disputes that may arise. It will also indicate the jurisdiction where any legal proceedings will take place.
13. Severability: This section will state that if any provision of the terms and conditions is deemed invalid or unenforceable, it will not affect the validity or enforceability of the remaining provisions.
14. Entire Agreement: This section will state that the terms and conditions constitute the entire agreement between the financial advisor and the client, superseding any previous agreements or understandings, whether written or oral.
15. Waiver: This section will state that any failure or delay by either party to enforce any provision of the terms and conditions will not be considered a waiver of that provision or any other rights.
16. Communication: This section will specify the preferred method of communication between the financial advisor and the client. It may include provisions for electronic communication, such as email or online platforms, and the use of secure and encrypted channels.